Vehicle Loans poor credit- Ways to Work Programs-offers fair-interest vehicle loans for individuals with poor or no credit.

 Ways to Work Programs

Ways to Work offers fair-interest vehicle loans for individuals with poor or no credit. 

Loans are based on the affordability of re-payment. 

These program is designed to help individuals move toward greater financial stability and advance career opportunities, In addition to loan assistance.

 Getting to Work Programs

The Getting to Work Project is designed for nonprofit organizations to establish and operate programs that provide, repair or maintain motor vehicles to assist eligible individuals (economically disadvantaged individuals 22 years of age and over) to obtain or maintain employment. In addition to the above services, grantees must also offer one or more of the following:

  1. Financial literacy education;
  2. Education on budgeting for vehicle ownership;
  3. Car maintenance and repair instruction;
  4. Credit counseling; and
  5. Job training related to motor vehicle maintenance and repair.

The project provides $100,000 per year for State Fiscal Year (SFY) 2018 and SFY 2019 for grants with a maximum of $25,000 per grant. At least a 1:1 match is required.

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Websites:

http://mn.bridgetobenefits.org/Transportation

Bridge to benefits

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Community Action Partnership of Hennepin County

caphennepin

TRANSPORTATION SERVICES

CAP-HC's Transportation Services are designed to help income-eligible Hennepin County residents overcome transportation barriers and ensure they have safe and affordable transportation. Services include our Vehicle Repair, Auto Insurance Assistance, and Mass Transit Assistance Programs. 

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Community Action Partnership of Ramsey and Washington Counties

caprw.org

Car Ownership

Are you working but still having trouble purchasing a car so you can get to work or school, get around town, or access health care? Community Action offers low-income working people low interest car loans up to $6,000 and guidance through the purchase process. 

Call us today at 651-603-5880 to see if you pre-qualify. 

Click here for more information about the loan qualification process. 

Car Repair Grant

Are you in need of maintenance or repair on your automobile? We provide one-time grants to households who rely on their car to continue working or find employment. 

Call us today at 651-603-5880 and select 5 to see if you are eligible. 

Click here for more information on the grant qualification process. 

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