Business Credit Resources and Education Websites

 How to Build Business Credit Quickly: 5 Simple Steps (sba.gov)

How to Establish Business Credit for the First Time (sba.gov)

What Is Business Credit? | TRUiC (howtostartanllc.com)

Business credit measures a business's ability to pay bills on time and get financing. Like with personal credit, lenders pull a business credit report to determine the terms of a business loan, credit card, or line of credit.

Good business credit increases the value of a business, creating growth opportunities.

Our What Is Business Credit guide will teach you what business credit is and how to build business credit.

Business credit refers to the summary of a business’s financial history, which indicates its ability to repay its debts and other financial obligations.

It can be used by lenders to determine whether a business should qualify for a loan product. Business credit works similar to personal credit, as it’s based on financial history and debts owed, essentially showing lenders how well the business manages its financial obligations.

Let’s review business credit in more detail, including how to improve your business’s credit to your advantage. 

Definition and Examples of Business Credit

Business credit is an estimation of a business’s risk, or ability to repay a loan or other financial obligations, much like personal credit.1

A business credit report is generated with a credit score based on payment history, debts, and credit utilization, as well as general information about the business and information available in public records. 

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Business Credit Report

How to Get a Free Business Credit Report (thebalancesmb.com)

How to Check Your Business Credit Reports for Free | Credit Karma

Free Business Credit Reports

SourceCredit Reports & Score ProvidedCost
NavSummary reports for Dun & Bradstreet, Eq ...Free
CreditsafeCreditsafe report No scoreFree
Dun & Bradstreet CreditSignalDun & Bradstreet basic report Score impr ...Free
Credit.netCredit.net credit report Business credit ...Free

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